A more comprehensive view of consumer behaviour and credit history with a suite of solutions utilizing trended credit data
powered by our data fusion methodology. That’s Information for Good®.
Deploy data-driven marketing to segment and serve your existing customers with relevant offers.
Approve more customers without compromising your risk strategy.
Identify payment behaviours that optimize collections while offering a positive customer experience.
Use predictive trended data for improved existing customer segmentation and increased response rates by:
By evaluating an individual’s credit usage and payment behaviour over time, CreditVision time series data provides a more accurate view of their risk, allowing you to grow your portfolio while providing products that are suited to the risk they present.
Tap into insight on key consumer behaviours to offer relevant, timely products and identify account issues and potential delinquency early — setting your brand apart.
CreditVision algorithms identify payment behaviours to help improve recovery models and better allocate collections resources. Understanding individual behaviour also enables a more personalized and positive customer experience.
With a risk score tailored specifically to Canadian auto portfolios and subprime segments, TransUnion CreditVision Subprime Auto Score leverages historical payment trends and collections history so you can: