Webinar

Q2 2025 Credit Industry Insights

Canadian Credit Market Shows Signs of Recovery as New Mortgages Rise 51% Year-Over-Year

Sign up to watch our on-demand webinar covering what consumer credit trends revealed in TransUnion’s latest Credit Industry Insights Report (CIIR). Key topics included:

Credit balance growth: Up 4.4% YoY to $2.52T; 15% increase since Q1 2022, but only 3% in real terms after adjusting for 12% inflation
Mortgage affordability strain: New mortgage loan amounts rose 6.9% YoY to $368,432, driven by higher rates and monthly payments
Regional delinquency trends: Alberta highest at 2.29% (+11 bps YoY); Quebec lowest despite a 3 bps increase — reflecting uneven economic pressures

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Q2 2025 Credit Industry Insights

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