Fintech Solutions

Pioneering solutions and exceptional technical capabilities help Canadian fintechs propel growth, scale confidently and build great customer experiences.

Fintech Solutions

Pioneering solutions and exceptional technical capabilities help Canadian fintechs propel growth, scale confidently and build great customer experiences.

A like-minded partner for Canadian fintechs at every growth stage.

TransUnion supports Canadian fintechs — digital first lenders, BNPL providers, neo-banks, embedded finance and payment platforms — with deep insight into fintech business models and the credit, identity, fraud and analytics solutions needed to grow profitably under evolving regulation.

Decide with deeper consumer insight

Score thin-file Canadians and newcomers with trended credit, blended and alternative data.

Verify identities at digital onboarding

Detect more synthetic and true-name identity fraud with multi-source identity verification at onboarding.

Defend against account takeover fraud

Apply friction-right authentication across digital and contact-centre channels for Canadian customers.

14.2%

14.2% of Canadian account login attempts in 2025 were suspected fraud - 3x global¹

26%

26% of Canadian business leaders attribute fraud losses to synthetic identity²

$2.6T

Total Canadian household debt in Q4 2025³

¹ TransUnion Canada, Top Fraud Trends, H2 2025
² TransUnion Canada, Top Fraud Trends, 2025
³ TransUnion Canada CIIR, Q4 2025.

Fintech growth needs trust at every customer interaction.

Canadian fintechs are scaling fast in evolving environment and shifting consumer expectations. Decisioning, identity and engagement must keep pace — while keeping the trust between your customers and your business.

Score thin-file consumers with trended credit and alternative data.
Verify identities at digital onboarding with multi-source fraud detection.
Defend against account takeover with friction-right authentication across channels.
Share identity risk signals across institutions to disrupt fraud.
Measure marketing channel contribution with mix modelling.