Webinar

Q3 2025 Credit Industry Insights

Canadians Take on More Credit Amid Lower Interest Rates as Mortgage Churn Rises and Economic Disparities Deepen

Sign up to watch our on-demand webinar covering what consumer credit trends revealed in TransUnion’s latest Credit Industry Insights Report (CIIR). Key topics included:

Credit market expansion: Consumers with credit up 1.4% year over year to 30.1 million — total outstanding credit up 4.1% to $2.6 trillion
Balance growth: Average non-mortgage consumer balances up 2.6% to $27,100 — average mortgage balances up 4.4%
Delinquency levels: Consumers 90+ days delinquent at 1.77%, up 4 bps — increases slowing and in line with pre-pandemic levels

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Q3 2025 Credit Industry Insights

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