TruVision

More precisely balance risk and opportunity with risk management products that help acquire and manage right-fit customers across the account lifecycle.

Make better risk decisions and gain a clearer, multidimensional picture of the consumer

Leverage sophisticated data assets to support your assessment of the risk associated with providing products or services, and help detect early signs of collection/default risk.

Provide greater access to financial opportunities

Engage more confidently with the right consumers — helping you increase financial inclusion.

Improve decisions with data-driven insights

Understand consumers on a deeper level to make better-informed risk decisions.

TruVision solutions

TRENDED RISK SCORE
TRENDED PREMIUM ALGORITHMS
ENRICHED ATTRIBUTES

The TruVision Trended Risk Score can help lenders modernize their credit strategies with an advanced approach that provides comprehensive consumer views — supporting more informed credit risk assessments.

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Gain a broader and deeper view into a consumer’s credit profile. TruVision Trended Premium Algorithms incorporate up to 24 months of account history – along with actual payment amounts – to provide insights into consumer behaviour.

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TruVision Enriched Attributes support a more clear assessment of consumers’ credit stability, potential high-utilization patterns, and assist with customer segmentation. TruVision Enriched Attributes can be integrated into your in-house models.

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HOW IT WORKS

Risk assessment powering financial opportunity

TruVision® helps boost your performance by harnessing powerful credit data.

Supports acquisition of customers who meet your risk tolerances
Improve risk-based lending and underwriting decisions
Manage customer portfolios
Help identify opportunities to support customers in avoiding default
Improve recovery by helping to assess ability to pay

TRUVISION USE CASES

Make smarter risk decisions

Identify and target qualified prospects

Gain deeper insights into consumer behaviour and credit history to help you make more efficient decisions.

Improve new customer risk decisions

Use a more detailed picture of consumers to help provide financial opportunities while balancing risk and profitability at application, pricing, underwriting and origination.

Manage customer risk and reward

Leverage data-driven insights to help anticipate customer behaviour shifts [or underlying changes in consumer behaviour] to better manage portfolio risk and support deeper customer relationships and improved retention.

Improve recovery and claims performance

Prioritize collection efforts based on insights into customers’ ability to pay.

Video: About TruVision Trended Data

If you’re a consumer with questions or issues related to your personal credit report, disputes, fraud, identity theft or credit monitoring services, please visit our https://secure-ocs.transunion.ca/secureocs/home.html.

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