Improve management ability to assess risk with CreditVision Risk scores
CreditVision® risk scores consistently outperform traditional risk scores when assessing future risk. CreditVision risk scores are built from TransUnion’s own expanded consumer credit report and utilize new data elements including actual payment amounts as reported for each account, revolving/transacting behaviour on credit cards, and up to 24 months of history for each tradeline. All this information can help move you ahead of the competition through more precise lending decisions.
CreditVision Risk Score
TransUnion CreditVision Risk Score leverages account history—along with actual payment amount – to produce a more accurate assessment of a consumer’s credit risk.
CreditVision Bankruptcy Score
TransUnion CreditVision Bankruptcy Score leverages trended account history - along with actual payment amount – to produce a more accurate assessment of a consumer’s likelihood of bankruptcy.