Webinar

Q1 2024 Credit Industry Insights

Canadian Consumer Credit Market Continued to Expand, with Evident Signs of Payment Stress

Sign up to watch our on-demand webinar covering what consumer credit trends revealed in TransUnion’s latest Credit Industry Insights Report (CIIR). Key topics included:

  • Peak credit growth: Credit balances hit $2.38 trillion, driven by 27% of accounts held by Millennials and notable increases among Gen Z
  • Non-mortgage delinquency: Default rates rose nationally to 1.75% YoY while personal loans improved amid regional economic shifts
  • Resilient credit market: Despite a 13% YoY increase in mortgage repayments, Canada's credit ecosystem remains stable with mortgage delinquencies still below pre-pandemic levels

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