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What is credit monitoring?

Learn more about credit monitoring.

With credit monitoring you can spot identity theft, correct inaccuracies and receive alerts when your credit report changes.

The basics of credit monitoring

In today's world, many things depend on your credit—loan approvals, insurance premiums, even the success of job applications. While checking your credit report is always a good idea, monitoring your credit year-round can be equally important.

Using a credit monitoring service can help alleviate the headaches that come with trying to restore your identity after it's been stolen. 

What is credit monitoring?

A credit monitoring service acts as both a personal assistant and a watchdog when it comes to your credit. TransUnion's credit monitoring service gives you frequent access to your credit history, so you can check your credit report as often as you like. It monitors your credit file and alerts you to key changes such as a new account opened in your name or negative information like a late payment reported by one of your creditors. Credit monitoring keeps you informed, helps you stay on track and is a great way to maintain a healthy credit score.

Would you like to see your credit score now?

Credit monitoring can help alert you to identity theft

When identity thieves strike, they usually have your name, Social Insurance Number, and sometimes a credit card number. With this information, imposters can apply for credit cards, rent an apartment, take out a car loan and even open new bank accounts in your name. Most victims don't realize they've been compromised until they review their credit report or credit card statements, and by then, it may be too late.

Using a credit monitoring service can help alleviate the headaches that come with trying to restore your identity after it's been stolen. Credit monitoring helps you act immediately whenever anything suspicious occurs.

Would you like to see your credit score now?

Disclaimer: The information posted to this blog was accurate at the time it was initially published. We do not guarantee the accuracy or completeness of the information provided. The information contained in the TransUnion blog is provided for educational purposes only and does not constitute legal or financial advice. You should consult your own attorney or financial adviser regarding your particular situation. For complete details of any product mentioned, visit transunion.com. This site is governed by the TransUnion Interactive privacy policy located here.