TruValidate Identity Exchange
Help expand your business while reducing fraud exposure with identity risk scoring, predictive analytics and reason codes across applications.
Product Capabilities
Diverse data elements
Combines TransUnion consumer credit bureau data on over 31 million Canadians with inquiry logs and application and consortium fraud data sources.
Identity score and reason codes
Delivers an identity score of 1 (low risk) to 999 (high risk) with reason codes to provide additional insight on fraud type.
Multifaceted predictive analytics
Proactively assesses multiple aspects of identity, analyzing millions of data points across credit bureau data and individual Canadian consumer behaviours.
Over 360 fraud attributes
Fraud-specific attributes — plus predictive real-time analytics and ensemble models — capture fraud while reducing false positives.
~31M
Credit-active Canadians covered by TransUnion consumer credit bureau data, underpinning Identity Exchange scoring.
360+
Fraud-specific attributes inform Identity Exchange predictive analytics and ensemble models for Canadian identity.
1–999
Identity score range from low to high risk, accompanied by reason codes.
Innovation to Help Lenders with New-to-Canada Credit Applications with TruValidate Identity Exchange
HOW IT WORKS
Identity risk scoring
Identity Exchange combines TransUnion Canadian credit data, application data and consortium fraud signals to better score identity.
- Combines credit, application and consortium data
- Scores identity risk from 1–999
- Includes reason codes for fraud type
- Built on 360+ fraud-specific attributes
- Designed for onboarding workflows
Learn more about TruValidate Identity Exchange
Information for Good®.
Connect with us
