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Insurance Industry Solutions

Empowering insurers with analytics solutions to assess policyholder behaviour, improve pricing accuracy and make smarter, data-driven underwriting decisions.

Insurance Industry Solutions

Empowering insurers with analytics solutions to assess policyholder behaviour, improve pricing accuracy and make smarter, data-driven underwriting decisions.

Sharper pricing, better underwriting and earlier risk signals for Canadian insurers.

Harness CreditVision® Insurance Risk Score — the first credit-based insurance risk score built on Canadian property and casualty performance data — alongside dynamic credit risk monitoring, rate-evasion detection and device-level fraud signals to price, underwrite and protect the policy lifecycle. 

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2X

improvement in loss-cost segmentation with CreditVision Insurance Risk Score vs. other TransUnion standard scores¹ 

 

¹ TransUnion Canada, Unlocking Value: Modernizing Insurance Pricing Models With Credit Based Insurance Scores, 2024.

Fairer, more accurate pricing and predictive risk insight for Canadian insurers

Canadian property and casualty carriers are competing on pricing precision and fraud defence. TransUnion research shows credit-based risk insight remains stable across geography, generations and population, including new-to-Canada consumers — and through periods of economic stress. Pair this insight with continuous credit risk monitoring and identity intelligence to act on risk earlier. 

  • Price more fairly with the first Canadian-modelled CreditVision Insurance Risk Score 

  • Catch more rate evasion at quote with TruValidate Identity Verification 

  • Identify risky devices at quote, bind and claims with TruValidate Device Risk  

  • Monitor policyholder credit through the blackout window with Dynamic Monitoring 

  • Lift answer rates with Spoofed Call Protection and STIR/SHAKEN authentication 

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Solutions for Canadian insurers

Address risk, streamline operations and deliver better customer experiences across the policy lifecycle — from quote and bind to monitoring, and policyholder engagement. 

Related markets we serve

Personal Property & Casualty Insurance

Improve pricing and better detect fraud across Canadian property and casualty portfolios with credit-based insurance risk scores built on Canadian insurance performance data. 

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Commercial and small business

Underwrite Canadian commercial and small business lines with richer credit insight to improve pricing accuracy and confidently quote more risks. 

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Life and health insurers

Help life insurers enhance their KYC and identity verification programs with flexible verification options built on trusted credit, identity and third-party data.  

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Learn more about TransUnion Canada's insurance solutions.