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CreditVision®

Gain a more robust view of consumer behaviour and credit history with trended credit data 

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A suite of solutions to acquire more customers, make smarter decisions and differentiate your debt recovery.

Use Cases

CreditVision for marketing

Use predictive trended data for improved customer segmentation and response rates by making the right offer, setting appropriate credit limits, and using behavioral insights to refine and tailor offers to the right consumers.

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CreditVision for risk management

By evaluating an individual's credit usage and payment behaviour over time, CreditVision time-series data provides a more accurate view of risk to grow your portfolio responsibly.

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CreditVision for account management

Tap into insights on key consumer behaviours to offer relevant, timely products and identify account issues and potential delinquency early — setting your brand apart.

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stock image business person-device

CreditVision for recovery

CreditVision algorithms identify payment behaviours to improve recovery models and allocate collections resources for more personalized customer experiences.

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stock image business person-device

Product Capabilities

Put trended credit data to work

Harness the power of CreditVision trended insights to gain a more accurate view of each consumer in the marketplace.

Built on Canadian credit data

CreditVision draws on TransUnion's Canadian bureau footprint covering approximately 31 million credit-active Canadians, contributed by Big 5 Banks, telcos, utilities and collection agencies.

Tailored for Canadian auto subprime

With a risk score tailored for Canadian auto portfolios and subprime segments, CreditVision Subprime Auto Score leverages historical payment trends and collections history.

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HOW IT WORKS

Better Data. Smarter Decisions. More Results.

Canada’s next-generation risk solution. Analyze and predict consumer credit behaviour with improved accuracy.

  • Analyze and predict consumer credit behaviour with improved accuracy
  • Get a deeper,broader view into consumer behaviour with TransUnion CreditVision Premium Algorithms
  • Understand key consumer behaviour patterns, such as revolving credit, balance build and loyalty, to enhance strategies

Robust view of consumer credit history

Learn more about TruVision Credit Risk products