<?xml version="1.0"?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"><url><loc>https://www.transunion.ca/</loc><lastmod>2026-05-29</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/about-us/who-we-are</loc><lastmod>2021-11-18</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/about-us/about-transunion</loc><lastmod>2025-01-22</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/about-us/company-history</loc><lastmod>2022-01-12</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/about-us/values-beliefs</loc><lastmod>2021-11-18</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/about-us/governing-legislation</loc><lastmod>2024-08-29</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/about-us/contact-us</loc><lastmod>2023-08-08</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/assistance/fraud-victims-resources</loc><lastmod>2026-03-20</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/assistance/credit-report-disputes</loc><lastmod>2026-03-20</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/assistance/credit-report-disputes/quebec-complaint-form</loc><lastmod>2025-10-03</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/blog/three-best-practices-for-friction-right-identity-verification</loc><lastmod>2021-11-03</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/blog/small-business-lending-part-2</loc><lastmod>2021-11-03</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/blog/credit-monitoring-helping-consumers-in-the-event-of-a-data-breach</loc><lastmod>2021-11-02</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/blog/data-breach-response-plan</loc><lastmod>2021-11-03</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/blog/assessing-small-business-credit-health</loc><lastmod>2021-11-02</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/blog/credit-self-monitoring</loc><lastmod>2021-11-04</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/blog/credit-score-changes</loc><lastmod>2021-11-03</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/blog/demystifying-use-of-credit-data-in-insurance</loc><lastmod>2025-03-12</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/blog/saying-yes-to-no-hits-transunions-andrew-sigfrid-proposes-a-risk-based-strategic-approach</loc><lastmod>2024-06-26</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/blog/modernizing-insurance-pricing-models</loc><lastmod>2024-05-09</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/blog/insurance-blackout-period</loc><lastmod>2025-08-28</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/build-credit</loc><lastmod>2024-02-08</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/business</loc><lastmod>2026-06-10</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/business-contact-us</loc><lastmod>2024-03-12</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/careers/where-we-work</loc><lastmod>2025-02-04</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/careers/technology-careers</loc><lastmod>2024-02-08</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/careers/sales-careers</loc><lastmod>2024-02-08</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/careers/life-at-tu-careers</loc><lastmod>2022-03-15</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/careers/careers-at-tu</loc><lastmod>2024-02-08</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/careers/analytics-careers</loc><lastmod>2024-02-08</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/client-support/permissible-purpose</loc><lastmod>2022-03-08</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/client-support/data-security</loc><lastmod>2022-03-08</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/consumer-pulse-study</loc><lastmod>2024-04-12</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/consumer-pulse-study/infographics/q4-2024-fs</loc><lastmod>2024-12-04</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/consumer-pulse-study/infographics/q4-2024-retail</loc><lastmod>2024-12-04</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/consumer-pulse-study/infographics/q1-2025-fs</loc><lastmod>2025-04-11</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/consumer-pulse-study/infographics/q1-2025-retail</loc><lastmod>2025-04-15</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/consumer-pulse-study/reports/q2-2025</loc><lastmod>2025-07-10</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/consumer-pulse-study/reports/q3-2025</loc><lastmod>2025-12-10</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/consumer-pulse-study/reports/q4-2025</loc><lastmod>2026-01-13</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/consumer-search-results</loc><lastmod>2021-11-09</lastmod></url><url><loc>https://www.transunion.ca/credit-card</loc><lastmod>2024-02-08</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/credit-monitoring</loc><lastmod>2024-02-08</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/credit-report</loc><lastmod>2025-10-22</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/credit-score</loc><lastmod>2024-02-08</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/customer-support/faq</loc><lastmod>2025-10-30</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/customer-support/contact-us</loc><lastmod>2026-05-29</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/customer-support/main</loc><lastmod>2024-12-17</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/data-reporting/data-reporting-faqs</loc><lastmod>2021-11-18</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/data-reporting/security-validations</loc><lastmod>2022-03-08</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/data-reporting/data-transfer-options</loc><lastmod>2022-03-08</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/data-reporting/data-reporting</loc><lastmod>2022-03-08</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/debt-and-money-management</loc><lastmod>2024-02-08</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/errors/404</loc><lastmod>2021-12-01</lastmod></url><url><loc>https://www.transunion.ca/how-to-improve-credit-score</loc><lastmod>2024-02-08</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/identity-theft</loc><lastmod>2024-02-08</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/industry/financial-institutions</loc><lastmod>2024-02-28</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/industry/insurance</loc><lastmod>2024-05-01</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/industry/fintech</loc><lastmod>2024-02-28</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/legal/terms-of-use</loc><lastmod>2025-03-12</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/legal/privacy-policy</loc><lastmod>2025-11-10</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/legal/accessibility</loc><lastmod>2024-02-01</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/legal/privacy-complaint-policy</loc><lastmod>2023-10-10</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/mortgage</loc><lastmod>2022-04-27</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/personal</loc><lastmod>2021-11-08</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/product/aggregate-data</loc><lastmod>2024-02-28</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/product/all-products</loc><lastmod>2024-09-18</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/product/business-credit-report</loc><lastmod>2025-07-30</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/product/credit-report</loc><lastmod>2024-02-08</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/product/credit-reports</loc><lastmod>2024-02-28</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/product/credit-scores</loc><lastmod>2024-02-28</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/product/creditview</loc><lastmod>2024-02-28</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/product/creditvision</loc><lastmod>2025-03-13</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/product/creditvision/insurancerisk</loc><lastmod>2025-08-28</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/product/creditvision-for-business-score</loc><lastmod>2024-08-06</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/product/creditvision-risk-scores</loc><lastmod>2024-05-02</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/product/custom-analytics</loc><lastmod>2024-07-26</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/product/device-based-authentication</loc><lastmod>2024-02-28</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/product/dynamic-monitoring</loc><lastmod>2024-02-28</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/product/fraud-alerts</loc><lastmod>2024-02-28</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.caIdentityExchange</loc><lastmod>2026-05-13</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/product/identity-verification</loc><lastmod>2024-02-28</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/product/knowledge-based-verification</loc><lastmod>2024-02-28</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/product/market-trends</loc><lastmod>2024-07-26</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/product/marketing-services</loc><lastmod>2024-08-06</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/product/prama</loc><lastmod>2024-02-28</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/product/small-business-credit-report</loc><lastmod>2024-02-28</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/product/transunion-credit-report</loc><lastmod>2024-02-28</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/product/early-stage-delinquency-scores</loc><lastmod>2024-09-18</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/product/late-stage-delinquency-scores</loc><lastmod>2024-09-18</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/product/fico-score-10</loc><lastmod>2025-03-14</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/sitemap</loc><lastmod>2025-03-12</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/solution/truvalidate</loc><lastmod>2024-02-28</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/solution/truvalidate/device-risk</loc><lastmod>2026-01-15</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/solution/truvalidate/inbound-authentication-solutions</loc><lastmod>2025-12-04</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/solution/truvalidate/identity-verification</loc><lastmod>2026-04-08</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/solution/fraud-analytics</loc><lastmod>2024-02-28</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/solution/data-breach-services</loc><lastmod>2024-09-18</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/solution/credit-reporting</loc><lastmod>2024-02-28</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/solution/advanced-analytics</loc><lastmod>2024-02-28</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/solution/truvision</loc><lastmod>2025-08-21</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/solution/truvision/algorithms-attributes</loc><lastmod>2025-04-11</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/truvision/trendedriskscore</loc><lastmod>2025-04-11</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/solution/alternative-trades</loc><lastmod>2026-01-23</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/solution/truaudience/marketing-mix-modelling</loc><lastmod>2026-03-13</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/what-affect-credit-score</loc><lastmod>2024-02-08</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/what-is-a-good-credit-score</loc><lastmod>2024-02-08</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/what-is-credit-report-and-credit-score</loc><lastmod>2025-11-03</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/fraud-trends</loc><lastmod>2026-05-13</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/fraud-trends/library</loc><lastmod>2026-05-13</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/fraud-trends/reports/2023-state-of-omnichannel-fraud-report</loc><lastmod>2025-06-30</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/fraud-trends/reports/2024-state-of-omnichannel-fraud-report</loc><lastmod>2024-03-28</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/fraud-trends/reports/2024-h2-omnichannel-fraud-report</loc><lastmod>2024-10-16</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/fraud-trends/reports/2025-h1-omnichannel-fraud-report</loc><lastmod>2025-04-02</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/fraud-trends/reports/2025-h2-top-fraud-trends</loc><lastmod>2025-10-09</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/fraud-trends/reports/2026-h1-top-fraud-trends</loc><lastmod>2026-05-13</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/iir</loc><lastmod>2026-06-24</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/iir/reports/q3-2025</loc><lastmod>2025-12-03</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/iir/reports/q1-2026</loc><lastmod>2026-06-24</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/iir/reports/q4-2025</loc><lastmod>2026-04-20</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/iir/reports/q2-2025</loc><lastmod>2025-08-21</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/iir/webinars/q3-2025</loc><lastmod>2025-12-03</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/iir/webinars/q4-2025</loc><lastmod>2026-03-05</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/iir/webinars/q1-2026</loc><lastmod>2026-06-24</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/decisionedge-dispute-portal</loc><lastmod>2025-12-01</lastmod><changefreq>always</changefreq><priority>0.0</priority></url><url><loc>https://www.transunion.ca/watchlist</loc><lastmod>2025-01-10</lastmod><changefreq>always</changefreq><priority>0.0</priority></url></urlset>