Proactively reduce fraud losses using real-time predictive models to assess identity risk.
Enable quicker onboarding of legitimate customers with identity risk ranking.
Boost acquisitions of new-to-credit consumers, including newcomers to Canada.
Data-driven analytics produce a score that reflects the level of identity risk accompanied by a reason code for insight on the fraud type.
Our comprehensive data assets are combined with product application data shared by Identity Exchange subscribers.
Identity Exchange proactively assesses multiple aspects of an identity, analyzing against millions of data points, such as credit bureau data as well as the unique behaviours of an individual.
Identity Exchange considers activity that is uncharacteristic for an individual (e.g., applying for 10 credit cards in 48 hours) to help you drive better decisions for your business.
Identities are verified using advanced analytics; each model quantifies an aspect of fraudulent activity or trustworthiness. When combined, they help capture fraud and reduce false positives:
Identity Exchange produces an identity score that signifies the level of risk. Reason codes will be available soon to provide additional insight.
Reduce fraud through device intelligence.
Robust identity verification enables businesses to provide better consumer experiences without hesitation.
Strengthen security while keeping your good customers happy.
If you’re a consumer with questions or issues related to your personal credit report, disputes, fraud, identity theft or credit monitoring services, please visit our https://secure-ocs.transunion.ca/secureocs/home.html.
Disclaimer: Please note that consumer responses submitted through this form will not be actioned.
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