Data Compromise Resolution Assistance
Identify theft is one of the fastest growing crimes in Canada. The impact on businesses and their customers can be massive and wide-reaching. When a data breach occurs, businesses like yours face reputational, legal and financial risks. To minimize these risks, we can help you act quickly to report the incident, inform affected consumers and put safeguards in place to help prevent losses.
Protect your business, your brand and your customers with a powerful set of proven consumer-friendly solutions, combined with the guidance and support of dedicated fraud experts. Help your customers understand what happened, alert them to possible consequences and provide the protections they will appreciate from your business.
Be proactive and prepared in the event of a breach
When a breach occurs, fast response is essential. Be prepared by subscribing to TransUnion Data Compromise Resolution Assistance before you experience a breach. You will be well positioned to act fast, decisively and effectively when a compromise does occur. We offer two ways to take advantage of our services:
| Proactive | Reactive | |
| Type of plan: | Pre-need subscription | Purchase as needed |
| Your business pays: | A monthly readiness fee based on the number of consumers that could be affected by a breach | A set-up fee per incident based on the number of consumers affected |
| Plus: | In the event of a breach, only the cost of actual transactions (redemption codes used for credit report access, credit monitoring and/or warning flags) | The cost of all potential transactions (redemption codes issued for credit report access, credit monitoring and/or warning flags) for the contracted number of consumers |
Subscribing proactively not only prepares your business in the event of a breach, but it can be more cost-effective than waiting until after a breach has occurred.
Provide peace of mind with our comprehensive set of services
With a more comprehensive suite of capabilities, you can reduce risks and take additional action to improve your customers' confidence. Our services can help you determine more effective strategies:
- Credit Monitoring—Provide consumers with a credit report and notifications to help them identify any key changes in their credit history and uncover suspicious activity that may be signs of identity theft. Trained specialists are ready to assist in cases of identity theft.
Subscribers typically offer their customers one-time access to credit reports and one year of monitoring. Alternatively, we can customize the program for your organization, such as offering unlimited access to credit reports and alerts for any period from three months to two years or more. - Compromise Warning Flag—A warning flag is placed on each consumer's credit report to help your organization and your consumers reduce additional risks. This flag quickly identifies consumers affected by a data compromise to help prevent unauthorized use of their sensitive personal information.
- TransUnion Fraud Victim Assistance—Consumers who suffer losses due to a breach have access to exclusive identity theft resolution assistance, as well as comprehensive education, prevention and fulfillment materials through our online membership centre.
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