Gain More Efficiencies

In a global economy, you look for business efficiencies at every level of your organization.

TransUnion has the information and insight to help you gain a competitive advantage. We apply sophisticated analytic and decision services to virtually any data source. We then apply global best practices and an in-depth knowledge of local markets to integrate the data and refine scoring models to improve your decision-making.

Throughout the process, TransUnion works closely with you to help you realize business efficiencies you never imagined possible.

See how we can help you make better decisions and build ideal solutions, whether you're looking to increase value across your customer lifecycle, streamline processes, or expand your organization.

Our bank is contemplating expanding by opening several branches in another region. This is our first foray into that market and geographic region. How can we identify and control risk more efficiently?

Risk Management services combine comprehensive information sources, sophisticated analytic and decisions services, monitoring and consulting services to help you manage risk and your compliance efforts.

Our Marketing Services can help give you insight and information to better understand your customers and make more strategic, informed decisions. For example, Aggregate Data aggregates credit report characteristics at your choice of two levels: Postal Code and Neighbour (sub-groups of at least 15 credit-active people). Aggregate data would tell what the aggregated credit picture is for various postal codes, therefore where the most ideal location would be for a new branch.

We're allocating more time and resources to preventing fraud. How can we protect our business and our customers?

Fraud and Identity Management solutions help you manage identities, reduce losses from fraud, and react faster and more efficiently in the event of a data breach.

Bad debt is a serious drain on our bottom line. How can we better allocate our resources for a more efficient and profitable collections strategy?

With Collections Management, you can identify which accounts are most likely to provide the best returns. Then you can modify your collections strategy to locate debtors quickly, control expenses and increase operational efficiencies — reducing bad debt.

We know that many customer actions—for example, opening many accounts within a short time or a change in credit score—can indicate specific risks or opportunities. How can we do a better job of identifying these events sooner?

With Dynamic Monitoring, you can set the criteria and thresholds for key changes in customer behaviour, and receive notification of their occurrence on a schedule you specify—monthly, weekly and even daily. This enables you to react fast to recent events, and more importantly, anticipate events that are likely to occur in the future. You can identify risks and opportunities with greater clarity and manage your portfolio more effectively.

We are considering creating a loyalty program for our customers. How can we best determine if our customers and prospects will respond?

Marketing Services help give you insight and information to better understand your customers. You can identify changes in consumer behaviour, the economy and your competitive environment to make more strategic, informed decisions.

Marketing Services help give you insight and information to better understand your customers and make more strategic, informed decisions. For example, Aggregate Data aggregates credit report characteristics at your choice of two levels: Postal Code and Neighbour (sub-groups of at least 15 credit-active people).