What's in Your Credit Report

Your TransUnion credit report may contain any of the following information about you:

• Identifying information
  Your name, current and previous addresses, Social Insurance Number, telephone number, date of birth, and current and previous employers
  
  
• Credit history or trade lines
  Your history of paying bills and making debt payments with credit grantors (such as retail stores, banks, finance companies and mortgage companies)
  
  
• Public records
  Items that may affect your creditworthiness, such as court judgments, bankruptcies, proposals to creditors, and registered items such as liens 
  
  
• Inquiries
  A list of credit grantors and other parties you have authorized and/or parties authorized by law to receive your credit report 
  
  
• Other information
  Banking and/or collection information
  
  

Your TransUnion credit report does not contain:

• Medical histories 
• Major purchases paid in full with cash or cheques
• Business accounts, unless you are personally liable for the debt 
• Credit scores 
• Race, creed, colour, ancestry, ethnicity or political affiliations

While TransUnion may furnish credit scores to clients based on the information contained in an individual credit file, we do not maintain or update scores in the individual consumer's credit files.