Credit Disputes
Our goal is to maintain accurate information on your TransUnion credit report. By law, TransUnion is obligated to verify the accuracy of information on a credit report that you dispute. If you do not recognize information on your credit report, or believe an item may be inaccurate, you may request an investigation. Only inaccurate information may be removed; negative information that is accurate will stay on your credit report as long as governing laws allow. Changes on your credit report that occur as the result of an investigation will be made on both your consumer disclosure and your credit profile.

TransUnion provides this service to you free of charge, in accordance with applicable legislation. TransUnion will not provide any additional services or treat a consumer differently due to the fact that the consumer has retained and paid a credit repair company. Whether you launch a dispute yourself or through a credit repair company, the outcome of the investigation will be the same. Please also note that the activities of credit repair companies are regulated in some provinces. For more information, please visit Consumer Protection.

You can dispute your credit information or update personal information on our credit report in two ways:

Our TransUnion representatives are trained to answer questions about your credit report and initiate a dispute investigation on your behalf, if you recently applied for credit or received a copy of your credit report.
Our customized Request for Investigation form makes it easy to file a dispute by mail. Once complete, simply print and mail the request to TransUnion.
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RELATED TOPICS
How Investigations Work
CREDIT PROFILE
Check your personal credit profile regularly to ensure accuracy