Credit Reporting

The better the information you have on your customers and prospects, the better your decisions. TransUnion Credit Reports give you a complete picture of your customers. You can count on current, comprehensive information on virtually every credit-active adult in Canada. Depending on your specific needs, these reports can be augmented with information such as phone numbers, fraud alerts and deceased indicators.

Make more informed decisions throughout the customer lifecycle. Credit reports feature four standard types of information:

In addition, any information from consumer statements will be displayed.

Choose from a full range for delivery in conjunction with our credit reports. Model profiles display scores that help predict future credit behaviour. For example, you can better identify different levels of risk with the TransUnion Risk Score, tuned for regional differences in four key markets and with a 12-month performance period. And help predict an individual’s likelihood of bankruptcy in the next 18 months with the TransUnion Bankruptcy Score, which is based on tradelines involved in a bankruptcy, not just public-record bankruptcies.

Credit summaries provide a snapshot of activity per your specifications. In addition, credit report analysis can help you streamline collection efforts by helping you quickly locate individuals. Other add-ons are available to help you achieve your specific goals.

Reduce the risk of fraud and help protect your customers and your business. Credit reports can be updated immediately with fraud warnings and telephone numbers. Other add-ons include ID Mismatch Alert and deceased alerts. You can also streamline and improve the effectiveness of verification and authentication using advanced analytic tools, decisioning technologies and fraud models tailored to your business.