Insurance

TransUnion solutions provide transparency at all levels of the policy cycle, which leads to stronger, more valuable relationships with agents and policyholders. Through a broad range of consumer data and comprehensive analytics, we can help you underwrite risk effectively and maintain the loyalty of good policyholders.

Give underwriters, agents and policyholders the information they need to help build your business

Improve each stage of your underwriting process

We combine our data with your policyholder information to create risk models that match your unique underwriting strategies. Using diagnostic tools, we can assess the model's effect on your book of business.

The result? Underwriters can have the tools to determine risk more effectively. Agents can be better educated and offer more competitive pricing. Policyholders can be more informed with recommendations that can help them manage their insurance risk scores and reduce premium rates.

We help you better evaluate risk and target long-term policyholders by assisting you to:

Write business more profitably and identify risk using credit-based insurance scoring models
Better segment consumers with little or no credit history
Reduce premium leakage by verifying applicant information at the point of sale

Make faster, more consistent decisions with DecisionCentre®

Transform the way you underwrite policies, target prospects, and manage risk with our Web-based ASP platform. Streamline and standardize time-consuming processes from end to end using your own rules and policies—and your choice of internal and external data, including data from both credit reporting agencies. Preconfigured applications make it fast, easy and affordable to integrate with your current system.

Target prospects, reduce your marketing costs

We also customize services to help target the best prospects and finalize policies quickly and easily. Contact prospects that fit your customer profile and are most likely to apply for new policies and renew insurance in the future.

We help you reach prospects through services that enable you to:

Refine your target audience with predictive modeling
Reach customers at the time of significant life-changing events, such as a new automobile purchase or a mortgage inquiry
Tap into current lender-verified financial transactional data
Leverage advanced online campaign management tools that provide the many benefits of owning a prospect database without the associated expense and upkeep
Reach the right people with the right message with Aggregate Data, aggregating credit data at your choice of two geographic levels.
Improve the efficiency of outbound telemarketing with Telephone Verification Service—an easy, cost-effective way to passively verify telephone numbers.